Terms of Use

1. Introduction

Welcome to the website of PROSPETTIVA DI SRL ("Company," "we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website and all related services, content, educational programs, materials, resources, and functionalities made available through the website.

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use this website.

PROSPETTIVA DI SRL is a company registered under Italian law, with its registered office at Via Casoretto, 40, 20131 Milano, Italy. You may contact us at [email protected].

2. Definitions

For the purposes of these Terms:

• "Website" refers to the web pages, content, and digital resources operated by PROSPETTIVA DI SRL.
• "User," "you," or "your" refers to any individual who accesses, browses, or uses the website.
• "Content" refers to all text, images, graphics, educational materials, program descriptions, learning resources, templates, worksheets, and any other information published on the website.
• "Programs" refers to the coaching and personal development education programs offered by PROSPETTIVA DI SRL.
• "Services" refers to all educational services, coaching programs, and learning opportunities provided through the website.

3. Eligibility

To use this website and participate in our educational programs, you must be at least 18 years of age. By accessing the website and enrolling in any program, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements.

Our programs are available to individuals throughout Canada. However, nothing on this website constitutes an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful.

4. Use of the Website

You agree to use this website only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

• Use the website in any way that violates applicable local, national, or international laws or regulations.
• Attempt to gain unauthorized access to any part of the website, the server on which the website is hosted, or any connected database or system.
• Introduce viruses, trojans, worms, or other malicious software or technologically harmful material to the website.
• Use automated tools, bots, scrapers, or similar technology to collect data from the website without prior written consent.
• Reproduce, duplicate, copy, sell, resell, distribute, or otherwise exploit any part of the website or its content for commercial purposes without our express written permission.
• Impersonate another person or entity or misrepresent your affiliation with any person or entity.
• Interfere with or disrupt the website's operation, servers, or networks connected to the website.
• Use the website to transmit unsolicited commercial communications or spam.

We reserve the right to restrict or terminate your access to the website at any time, without notice, if we reasonably believe you have violated these Terms.

5. Educational Purpose Only

All coaching programs, workshops, educational resources, templates, worksheets, downloadable materials, and learning content provided through this website are offered solely for educational and informational purposes.

The content on this website does not constitute and should not be interpreted as:

• Financial advice or investment guidance
• Legal advice or legal representation
• Medical, health, or psychological advice or therapy
• Business consulting or strategic advisory services
• Employment counseling or career guarantees
• Professional certification or licensure preparation

If you require professional advice in any of these areas, you should consult a qualified professional in the relevant field. You are solely responsible for evaluating the suitability of any educational content or materials for your personal circumstances.

6. No Guaranteed Outcomes

Participation in our coaching and personal development programs does not guarantee any specific personal, career, financial, business, relationship, lifestyle, health, or professional outcomes.

Individual results vary significantly based on numerous factors including, but not limited to, personal effort, consistency, prior experience, individual circumstances, learning engagement, and the practical application of educational materials.

All testimonials, case studies, or participant experiences shared on this website, if any, represent individual results and are not indicative of typical outcomes. We make no representations or warranties regarding the results you may achieve through participation in any program.

7. Specialists and Educational Contributors

Invited specialists and experts referenced on this website participate solely as educational contributors and subject-matter experts. Their involvement does not constitute an endorsement of specific products, services, therapies, or professional advice.

The views and educational contributions of specialists are provided for informational and learning purposes only. Any opinions expressed are those of the individual contributors and do not necessarily represent the official position of PROSPETTIVA DI SRL.

8. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, audio, video, educational materials, program structures, course curricula, and software, is the property of PROSPETTIVA DI SRL or its content suppliers and is protected by Italian and international copyright, trademark, and other intellectual property laws.

You may view, download, and print pages from the website for your personal, non-commercial use, provided that:

• You do not modify the content in any way.
• You do not remove or alter any copyright, trademark, or other proprietary notices.
• You do not use the content for commercial purposes without our prior written consent.
• You do not reproduce, distribute, or publicly display the content beyond what is necessary for personal use.

The PROSPETTIVA name, logo, and all related product and service names, design marks, and slogans are trademarks of PROSPETTIVA DI SRL. You may not use these marks without our prior written permission.

9. User Submissions

If you submit any content, feedback, questions, comments, or other materials through the website or via our contact channels, you grant PROSPETTIVA DI SRL a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, and distribute such content for any purpose related to our business operations.

You represent and warrant that any content you submit does not infringe upon the intellectual property, privacy, or other rights of any third party and does not contain unlawful, defamatory, or harmful material.

10. Program Enrollment and Participation

Specific terms and conditions may apply to individual coaching programs and educational courses. These specific terms will be presented to you prior to enrollment and will form part of your agreement with PROSPETTIVA DI SRL.

By enrolling in any program, you agree to:

• Provide accurate and complete information during the enrollment process.
• Participate in the program in good faith and in compliance with any program-specific guidelines.
• Respect the intellectual property rights associated with all program materials.
• Refrain from sharing, distributing, or reproducing program content without authorization.

PROSPETTIVA DI SRL reserves the right to modify program content, schedules, formats, and delivery methods at any time, with reasonable notice where practicable.

11. Certificates of Completion

Selected programs may include certificates of completion confirming educational participation. These certificates attest to the completion of the educational program only and do not constitute professional certification, licensure, academic credit, or professional qualification of any kind.

Certificates are issued at the sole discretion of PROSPETTIVA DI SRL based on program completion criteria, which may include minimum attendance, participation, and completion of required assignments or assessments.

12. Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal data in compliance with Regulation (EU) 2016/679 (GDPR) and applicable Italian data protection legislation (Legislative Decree No. 196/2003, as amended by Legislative Decree No. 101/2018).

By using this website, you acknowledge that you have read and understood our Privacy Policy and consent to the data processing practices described therein.

13. Cookies

This website uses cookies and similar tracking technologies. For detailed information about the types of cookies we use, why we use them, and how you can manage your cookie preferences, please refer to our Cookie Policy.

14. Third-Party Links

This website may contain links to third-party websites or resources. These links are provided for your convenience and informational purposes only. PROSPETTIVA DI SRL does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Your access to and use of any third-party websites is at your own risk and subject to the terms and conditions of those websites. We encourage you to review the terms and privacy policies of any third-party websites you visit.

15. Disclaimer of Warranties

This website and all content, materials, information, services, and programs available through it are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

To the fullest extent permitted by applicable law, PROSPETTIVA DI SRL disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Warranties that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
• Warranties regarding the accuracy, reliability, completeness, or timeliness of any content or materials.
• Warranties that the results obtained from the use of the website or any programs will meet your expectations.

16. Limitation of Liability

To the maximum extent permitted by applicable Italian and European Union law, PROSPETTIVA DI SRL, its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:

• Your access to or use of (or inability to access or use) the website.
• Any content, materials, or information obtained through the website.
• Any actions taken or decisions made based on information provided on the website.
• Participation in or reliance upon any educational programs or coaching services.
• Unauthorized access to or alteration of your personal data or transmissions.
• Any errors, omissions, or inaccuracies in the website content.

This limitation of liability applies regardless of the legal theory on which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, even if PROSPETTIVA DI SRL has been advised of the possibility of such damages.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Italian law.

17. Individual Responsibility

Participants remain solely responsible for their decisions, actions, implementation of educational materials, and personal development activities. PROSPETTIVA DI SRL is not responsible for any outcomes, results, or consequences arising from your application or interpretation of the educational content provided.

You acknowledge that personal development and coaching education require active participation, personal effort, and individual commitment, and that the Company cannot control or guarantee how you apply the knowledge and skills gained through our programs.

18. Indemnification

You agree to indemnify, defend, and hold harmless PROSPETTIVA DI SRL, its directors, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of the website or participation in any programs.
• Your violation of these Terms.
• Your violation of any applicable law or regulation.
• Your violation of any rights of a third party.
• Any content you submit through the website.

19. Modifications to These Terms

PROSPETTIVA DI SRL reserves the right to update, modify, or replace these Terms at any time at its sole discretion. Changes will be effective immediately upon publication on this page. The "Last updated" date at the top of this page indicates when these Terms were most recently revised.

Your continued use of the website following the posting of any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed of any updates.

20. Modifications to the Website

PROSPETTIVA DI SRL reserves the right to modify, suspend, or discontinue the website (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the website.

21. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions of these Terms, which shall continue in full force and effect.

22. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and PROSPETTIVA DI SRL regarding your use of the website and supersede all prior agreements, understandings, negotiations, and communications, whether written or oral, relating to the subject matter hereof.

23. Waiver

No failure or delay by PROSPETTIVA DI SRL in exercising any right, power, or remedy under these Terms shall operate as a waiver of such right, power, or remedy. No single or partial exercise of any right, power, or remedy shall preclude any other or further exercise thereof or the exercise of any other right, power, or remedy.

24. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Italian Republic, without regard to conflict of law principles.

Any disputes arising out of or in connection with these Terms, or the use of this website, shall be subject to the exclusive jurisdiction of the courts of Milano, Italy, unless otherwise required by mandatory consumer protection provisions applicable under Italian or European Union law.

If you are a consumer residing in the European Union, you may also be entitled to submit disputes to the Online Dispute Resolution (ODR) platform provided by the European Commission.

25. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us: